John K. Lawrence

Experienced in the following areas:

• International and domestic financial services
• Government regulation of financial institutions
• Mergers and acquisitions of financial institutions
• Corporate finance
• Consumer credit
• International operations and joint ventures
• Asset securitization

Counsel to banks in all types of international and domestic commercial and trade finance, including syndicated credits, derivatives, letters of credit and acceptances.

Advise depository institutions and holding companies, from money-center to community institutions, on governmental regulation of their structure, activities and transactions.

Counsel to depository institutions and holding companies responding to regulatory criticism or proceedings.

Advise depository institutions and holding companies seeking to raise capital or restructure in light of adverse economic conditions or regulatory concerns.

Represent financial institutions and holding companies in formation of U.S. and foreign subsidiaries, and in acquisition of other financial institutions, including representation of successful buyer in contested acquisition of publicly-held bank.

Counsel to financial institutions and other corporations in corporate financing activities, including derivatives and asset securitizations.

Counsel to financial institutions and other lenders in creating and maintaining multi-state consumer credit programs, including a nationwide private label credit card for a major U.S. automobile manufacturer.

U.S. counsel to agent bank on $1.2 billion syndicated secured international credit facility.

• American Law Institute, Elected Member
• International, American, and Federal Bar Associations
• Former Director, Michigan Chamber of Commerce
• Former Director, Ann Arbor Summer Festival, Inc.

• Presenter, "Responding to the Banking and Credit Crisis," 25th Annual American Law Institute/American Bar Association National Institute on Commercial Lending and Banking Law, Scottsdale, Arizona, 2009
• Author, "The Federal Reserve Board and the Global Financial Crisis," in The Review of Banking & Financial Services, vol. 25, no. 3 (March, 2009)