Joseph Silvia has been quoted in the S&P Global article, “Banks could see relief to regulatory logjam created by community protests.”

Joseph Silvia has been quoted in the S&P Global article, “Banks could see relief to regulatory logjam created by community protests.” In this article, Joseph gives insight on how in the case of Vantage Bank Texas, the comment letters sometimes do not hold up to the agency examination and can cause prolonged approval times. He states that “in cases like this, even though it's a 'substantive' comment, it's not supported by the kind of facts that the examination team has reviewed to come up with a contrary position on the lending or assessment areas.” To read the article, click here.