Real Estate Finance

Request Proposal
Want to get our alerts?

Click “Subscribe Now” to get attorney insights on the latest developments in a range of services and industries.

Mortgage lenders, loan servicers, and borrowers frequently require creative and timely responses to market conditions and regulatory changes, as well as to issues related to unusual property conditions. Meeting these challenges requires guidance from lawyers with real estate acumen, industry insight, and extensive finance experience. Dickinson Wright delivers all three, providing proactive advice to both borrowers and lenders in all aspects of real estate financing transactions.

With 
offices across the United States and in Canada, our real estate finance lawyers represent borrowers and lenders in each market and across borders, helping them navigate all aspects of even the most complex financing transactions. All told, we have advised on thousands of secured loans representing billions of dollars. Our clients include:

 

  • State & national banks

  • Real estate investment trusts (REITs)

  •  Life insurance companies
  •  Investors & Developers
  • Governmental subdivisions & agencies      

  • Loan servicers

  • Institutional lenders

  • Mezzanine financiers

 

Comprehensive Finance Counsel

 

The collective experience of our real estate finance team in banking and  finance, CMBS loansinsuranceworkouts and restructuringsinsolvency, and tax allows us to provide strategic counsel at each phase of the deal and in every kind of loan arrangement, including:

 

  • Conventional commercial loans

  • Mezzanine financing

  • Middle-market & large corporate loans

  • Subordinated & convertible debt

  • Construction loans

  • Credit-enhancement instruments

  • Sale-leaseback transactions

  • Bond & tax-exempt financing

  • Ground leases

  • Capital markets 

  • Housing & Urban Development (HUD) multifamily loans 
  • Commercial mortgage-backed securities     

 


In structuring those transactions, we have handled a variety of properties, including:

 

  • Industrial sites

  • Hospitality, entertainment, & gaming properties

  • Residential developments & multifamily housing        

  • Landfills & waste treatment facilities

  • Condominiums & apartment buildings

  • Assisted & independent living facilities

  • Manufactured housing communities

  • Hospitals, medical complexes, & nursing homes

  • Retail shopping centers & regional malls

  • Solar & wind farms

  • Mixed-use facilities

 

 

We also counsel lenders on licensing and regulatory compliance, negotiate correspondent relationships, and implement and manage national lending programs, including 50-state-compliant loan documentation.

Troubled Loans & Dispute Resolution

When financing transactions go awry,
close collaboration between the lawyers in our real estatefinancial services, creditors’ rights, bankruptcy, and litigation practices enable us to readily assist our clients, no matter the issue at stake. We discreetly pursue the best route to resolve them, including negotiation, arbitration, and mediation, where possible. When traditional courtroom litigation becomes necessary, our lawyers appear in state, provincial, and federal courts and dispute resolution forums to pursue and protect our clients’ interests.

 

Cost-effective Services

We have developed our own sophisticated transaction management and document automation software to deliver cost-effective service. This proprietary tool keeps our clients up to date on their files while enabling us to efficiently and economically prepare loan and loan-related documents.
Dickinson Wright has earned a solid reputation for rendering first-rate, responsive service at far more reasonable rates than those of many other law firms serving the financial market. Additionally, we offer alternative fee structures, including fixed-fee arrangements, as we strive to provide the best value to our clients in every engagement.


Industry Leadership

Our real estate finance team is active in numerous industry and professional organizations, such as the Mortgage Bankers Association, Commercial Real Estate Finance Council, Mortgage Industry Standards Maintenance Organization, the American College of Mortgage Attorneys, and the American College of Real Estate Lawyers. We frequently speak at conferences and publish articles on topics that reflect our knowledge and thought leadership in this area.

Have a question or want to connect?