Joseph A. Fink


Education & Credentials


Duke University School of Law


Oberlin College


Bar Admission

  • Michigan
  • Tennessee


  • Life Member in the Sixth Circuit Judicial Conference
  • Best Lawyers in America 
    • Commercial Litigation
    • Health Care Law
    • Insurance Law
    • Litigation - Banking and Finance
    • Litigation - ERISA
    • Litigation - Real Estate
    • Litigation - Regulatory Enforcement (SEC, Telecom, Energy)
    • 2016 Lawyer of the Year – Litigation - Real Estate
    • 2013 Lawyer of the Year – Insurance Law
  • Michigan Super Lawyers - Civil Litigation Defense
  • Fellow, Michigan Bar Foundation
  • Who's Who in America
  • Who's Who in the Law
  • Martindale-Hubbell AV Rated

Representative Clients

  • Various Healthcare and Life Insurance Companies
  • Various Financial and Commercial Entities
  • Various Real Estate Developers

Prominent Assignments

Counsel for over two decades for Michigan's nonprofit mutual insurance company and certain subsidiaries in various corporate issues, mergers, legislative matters, acquisitions, and financings, and numerous commercial, ERISA, putative class actions, and regulatory litigation matters, including dismissal of the action by Michigan's Attorney General seeking to bar the client's capital contribution of in excess of $120,000,000 to a subsidiary

Retention Counsel for Urban Outfitters and various subsidiaries in a trademark action with the Navajo Nation pending in the U.S. District Court for New Mexico and Retention Counsel in a putative class action concerning consumer issues filed in the U.S. District Court for the District of Columbia

Retention Counsel for Accident Fund Holdings, Inc. and subsidiaries in intellectual property matters, insurance regulatory matters, mergers, acquisitions, and corporate issues

Retention Counsel for Accident Fund Insurance Company of America in a putative RICO class action recently filed in the E.D. of Michigan and Retention Counsel in coverage litigation filed in North Carolina Superior Court Division, Randolph County

Retention Counsel for the Federal Home Loan Bank of Indianapolis in Michigan

Retention Counsel for Eyde Construction Company and certain affiliates 

Exemplar Insurance Regulatory Representations:

  • Chief Legal Counsel to Rehabilitator (Commissioners of Michigan's Department of Insurance and Financial Services, "DIFS"), American Way Life 
  • Chief Legal Counsel to Rehabilitator, American Way Casualty
  • Chief Legal Counsel to the Liquidators (Commissioners of DIFS) of Great Lakes Life, Mid-America Life Assurance, and American Commercial Liability
  • Chief Legal Counsel to Liquidator of First Security Casualty Company
  • Deputy Rehabilitator and Supervisor of American Way Life and American Way Casualty

Professional Involvement

  • Universal Holding Corporation (privately held Michigan insurance holding company) and Universal Fire Insurance Company (an Indiana domiciled P&C insurer), Director, 2006 to present
  • Professionals Direct, Inc. (publicly traded Michigan insurance holding company), 2002 to September 2007, Director (company acquired by larger public company), Chair of Governance Committee, Member, Compensation Committee (past)
  • The Association of Life Insurance Counsel (past)
  • International Association of Insurance Receivers (past)   
  • Advisory Board, LLM in Insurance, Cooley Law School  (past)
  • Trial Experience Subcommittee, Chair; DeVitt Committee (Trial Competency), U.S. District Court, Western District of Michigan (past)
  • State Bar of Michigan, sections of Corporation/Finance and Business Law, Real Property Law, and Labor Law   

Community Involvement

  • Olivet College, Olivet, Michigan, Trustee, Secretary of Board of Trustees (past)


  • United States Navy Lieutenant, JAGC, USNR - Four Years Active Duty
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